M&A Advisory · CFO Services

Fractional CFO and M&A Advisory for Independent Sponsors and PE-Backed Companies

Rapid, senior-level help to raise capital, restructure balance sheets, stabilize cash, and move assets—fast. Trusted by founders, independent sponsors, and PE-backed companies.

No credit card required
30-day money-back guarantee
$350M+ in transactions

We solve the urgent financial challenges that keep founders and operators up at night

"We need capital."

Debt/equity advisory, lender outreach, investor materials—we run the process.

"We're tight on cash."

13-week cash flow, workouts, vendor and lender negotiations to stabilize operations.

"We must sell—now."

Distressed M&A process, asset fire sales, buyer network activation.

We're the operator-side financial team for people buying, building, or rescuing small businesses

We've done this work in the real world—not just advised on it.

Backed by real-world M&A and CFO work across home services, SaaS, manufacturing, and roll-ups. Say goodbye to unreliable freelancers and costly agencies.

Schedule a Consultation
10+ Years Experience
100+ Happy Clients
$350M Transaction Value
40+ Transactions

Capital Advisory, Due Diligence, and More

Everything your business needs to thrive in an ever-changing environment

Capital Advisory

We target lenders and investors who actually fund your profile, build the underwriting model + lender deck, and run disciplined outreach.

Learn more →

Financial Workouts

Stand up a 13-week cash flow in days, triage receivables/payables, and align vendors and lenders on a stabilization plan.

Learn more →

CFO Services

We help businesses improve cash flow by 20% on average by dissecting financials and optimizing cost structures.

Learn more →

Deal Structuring

Equity splits, seller notes, earnouts, WC pegs, reps/escrows—modeled for cash and downside. We negotiate what matters.

Learn more →

Financial Due Diligence

Thorough evaluation for informed acquisition decisions. Focus on what matters while we handle the spreadsheets.

Learn more →

M&A Advisory

We guide you through the entire acquisition process, from strategy to execution with expert insights and risk assessments.

Learn more →

SBA Distressed Situations

SBA loan default resolution, offer-in-compromise negotiations, Treasury referral defense, and guarantor liability management.

Learn more →

AI Financial Implementation

AI tool selection and integration for finance teams. Automated workflows, AI-assisted forecasting, and intelligent reporting.

Learn more →
View All Services

What Our Clients Say

"ThriveStart's financial modeling was instrumental in helping us raise our $1.2M seed round. They turned around investor-ready projections in just 5 days."

Michael R., CEO Fangage · Seed-Stage Startup · $1.2M Raised

"They identified $180K in annual savings within the first month. The CFO insights helped us make confident decisions on three major growth initiatives."

Sarah K., Managing Director HubSpot Partner Agency · 40% Margin Improvement

What You'll Get

Real deliverables, not decks full of theory

13-week rolling cash flow forecast dashboard showing weekly inflows, outflows, and ending cash balance with variance analysis

13-Week Cash Flow Forecast

Rolling weekly forecast with inflows, outflows, and ending cash. Updated continuously as your business evolves.

KPI dashboard showing revenue metrics, margins, customer acquisition costs, and operational benchmarks

KPI Dashboard

Track the metrics that matter: revenue, margins, customer acquisition, and operational benchmarks—all in one view.

Sample lender deck page showing company overview, use of funds, and financial projections

Investor-Ready Lender Deck

Professional pitch materials that speak the language of lenders and investors. Built to get funded.

Deal structuring model showing purchase price allocation, earnout scenarios, and working capital analysis

Deal Structuring Model

Scenario analysis for earnouts, seller notes, and working capital pegs. Know exactly what you're agreeing to.

Built For Operators Running Deals

We work with people who need senior finance support without the overhead

Independent Sponsors & Search Funds

You're sourcing deals and need diligence support, deal structuring, and post-close CFO coverage—without hiring a full team before you even close.

PE Portfolio Companies

Your sponsor expects board-ready reporting, covenant compliance, and 13-week cash flows. We speak the language of PE and deliver what sponsors need to see.

Founders Raising Capital

You need a lender deck, financial model, and someone who can run the outreach process. We've helped companies raise from $500K to $10M+.

Businesses in Distress

Cash is tight, creditors are calling, or you're facing an SBA default. We've navigated workouts, Treasury referrals, and turnarounds—we know the playbook.

Frequently Asked Questions

Answers to common questions about working with ThriveStart

How is ThriveStart different from a bookkeeping service?

Bookkeepers record transactions. We analyze them, forecast from them, and use them to drive decisions. Our team includes former investment bankers, PE operating partners, and CFOs who've raised capital and executed M&A. We're strategic finance, not back-office accounting.

What seniority level are your CFOs?

Senior. Our team members have 10+ years of experience in PE-backed companies, investment banking, and corporate finance. You won't be handed off to a junior analyst—your dedicated partner has closed deals and navigated cash crunches firsthand.

Do you specialize in my industry?

We focus on lower-middle-market companies ($2M–$50M revenue) across home services, SaaS, manufacturing, professional services, and roll-up platforms. If you're PE-backed, preparing for a capital raise, or navigating an acquisition, we likely fit.

What do I actually get each month?

Real deliverables: 13-week cash flow forecasts updated weekly, KPI dashboards, financial models, board decks, lender packages. For M&A, you get deal flow analysis, LOI support, diligence coordination, and deal structuring. No fluff—just the work.

How fast can you start?

Most engagements kick off within 48–72 hours of signing. For urgent situations (cash crunches, deal deadlines), we can be working on your financials within 24 hours.

Can you help with both buy-side and sell-side?

Yes. For acquisitions, we handle target screening, diligence, deal structuring, and integration planning. For exits, we prepare data rooms, build QoE-ready financials, and support you through buyer diligence. Same team, both sides of the table.

Is the 30-day guarantee really no questions asked?

Yes. If you're not satisfied within the first 30 days, we refund your retainer in full. No hoops, no arguments. We'd rather part ways cleanly than have an unhappy client.

Do I need to commit long-term?

No. All engagements are month-to-month. Scale up when you have a deal in process, scale down when things quiet down. We designed the model for flexibility because that's what operators actually need.

Ready to Get Started?

Book a free strategy call to discuss your financial challenges and see how we can help.

Book Your Strategy Call
Book a Free Call

Wait! Don't Leave Empty-Handed

Get our free 13-Week Cash Flow Template—the same tool we use with clients to manage cash and avoid surprises.

Join 500+ founders using this template. Unsubscribe anytime.