Rapid, senior-level help to raise capital, restructure balance sheets, stabilize cash, and move assets—fast. Trusted by founders, independent sponsors, and PE-backed companies.
We solve the urgent financial challenges that keep founders and operators up at night
"We need capital."
Debt/equity advisory, lender outreach, investor materials—we run the process.
"We're tight on cash."
13-week cash flow, workouts, vendor and lender negotiations to stabilize operations.
"We must sell—now."
Distressed M&A process, asset fire sales, buyer network activation.
We've done this work in the real world—not just advised on it.
Backed by real-world M&A and CFO work across home services, SaaS, manufacturing, and roll-ups. Say goodbye to unreliable freelancers and costly agencies.
Schedule a ConsultationEverything your business needs to thrive in an ever-changing environment
We target lenders and investors who actually fund your profile, build the underwriting model + lender deck, and run disciplined outreach.
Learn more →Stand up a 13-week cash flow in days, triage receivables/payables, and align vendors and lenders on a stabilization plan.
Learn more →We help businesses improve cash flow by 20% on average by dissecting financials and optimizing cost structures.
Learn more →Equity splits, seller notes, earnouts, WC pegs, reps/escrows—modeled for cash and downside. We negotiate what matters.
Learn more →Thorough evaluation for informed acquisition decisions. Focus on what matters while we handle the spreadsheets.
Learn more →We guide you through the entire acquisition process, from strategy to execution with expert insights and risk assessments.
Learn more →SBA loan default resolution, offer-in-compromise negotiations, Treasury referral defense, and guarantor liability management.
Learn more →AI tool selection and integration for finance teams. Automated workflows, AI-assisted forecasting, and intelligent reporting.
Learn more →"ThriveStart's financial modeling was instrumental in helping us raise our $1.2M seed round. They turned around investor-ready projections in just 5 days."
"They identified $180K in annual savings within the first month. The CFO insights helped us make confident decisions on three major growth initiatives."
Real deliverables, not decks full of theory
Rolling weekly forecast with inflows, outflows, and ending cash. Updated continuously as your business evolves.
Track the metrics that matter: revenue, margins, customer acquisition, and operational benchmarks—all in one view.
Professional pitch materials that speak the language of lenders and investors. Built to get funded.
Scenario analysis for earnouts, seller notes, and working capital pegs. Know exactly what you're agreeing to.
We work with people who need senior finance support without the overhead
You're sourcing deals and need diligence support, deal structuring, and post-close CFO coverage—without hiring a full team before you even close.
Your sponsor expects board-ready reporting, covenant compliance, and 13-week cash flows. We speak the language of PE and deliver what sponsors need to see.
You need a lender deck, financial model, and someone who can run the outreach process. We've helped companies raise from $500K to $10M+.
Cash is tight, creditors are calling, or you're facing an SBA default. We've navigated workouts, Treasury referrals, and turnarounds—we know the playbook.
Answers to common questions about working with ThriveStart
Bookkeepers record transactions. We analyze them, forecast from them, and use them to drive decisions. Our team includes former investment bankers, PE operating partners, and CFOs who've raised capital and executed M&A. We're strategic finance, not back-office accounting.
Senior. Our team members have 10+ years of experience in PE-backed companies, investment banking, and corporate finance. You won't be handed off to a junior analyst—your dedicated partner has closed deals and navigated cash crunches firsthand.
We focus on lower-middle-market companies ($2M–$50M revenue) across home services, SaaS, manufacturing, professional services, and roll-up platforms. If you're PE-backed, preparing for a capital raise, or navigating an acquisition, we likely fit.
Real deliverables: 13-week cash flow forecasts updated weekly, KPI dashboards, financial models, board decks, lender packages. For M&A, you get deal flow analysis, LOI support, diligence coordination, and deal structuring. No fluff—just the work.
Most engagements kick off within 48–72 hours of signing. For urgent situations (cash crunches, deal deadlines), we can be working on your financials within 24 hours.
Yes. For acquisitions, we handle target screening, diligence, deal structuring, and integration planning. For exits, we prepare data rooms, build QoE-ready financials, and support you through buyer diligence. Same team, both sides of the table.
Yes. If you're not satisfied within the first 30 days, we refund your retainer in full. No hoops, no arguments. We'd rather part ways cleanly than have an unhappy client.
No. All engagements are month-to-month. Scale up when you have a deal in process, scale down when things quiet down. We designed the model for flexibility because that's what operators actually need.
Book a free strategy call to discuss your financial challenges and see how we can help.
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